The Pradhan Mantri Jan-Dhan Yojana (PMJDY), launched by PM Modi in 2014, aimed to bring banking to all. Yet, as of September 2025, 26% of PMJDY accounts are inoperative, and 480 million RuPay cards remain unclaimed. Is PMJDY a real success in financial inclusion, or is it just a paper achievement for Modi’s showcase?
प्रधानमंत्री जन-धन योजना (PMJDY), जिसे पी.एम. नरेंद्र मोदी ने 2014 में शुरू किया था, का मकसद सब तक बैंकिंग सेवाएं पहुंचाना था। लेकिन सितंबर 2025 तक 26% खाते निष्क्रिय हैं और 480 मिलियन रूपे कार्ड अब भी बचे हुए हैं। क्या PMJDY वाकई वित्तीय समावेशन में सफल है या सिर्फ नरेंद्र मोदी के लिए दिखावा है?
Modi served tea. Now Rahul is frying Imartis. Is this Congress’s sweet new strategy or just a reheated version of BJP-style connect politics? Rahul Gandhi, once mocked for being out of touch, is now rolling sweets and quoting halwais. But can donning an apron really help him match Modi’s ‘chaiwala’ connect or does it just feel like an overcooked attempt to copy a recipe that’s already been served?
